ClaimReadyDemo: synthetic claims, simulated insurer

Discharge queue

Shree Sai Multispeciality Hospital (fictional), Nashik. Six cashless claims with discharge advised today, all with Sahyog General Insurance (fictional). Start with C-103: it shows the desk approval gate.

Claim and patientBillWhat the agent will meetDesigned outcomeLatest resultAction
C-103 Imran Shaikh45 male, symptomatic cholelithiasisRs 64,200
Hospital code and a kit billed outside the package
Clause C7.1. The agent maps the surgery code to the insurer package, then asks the desk before removing a Rs 6,200 consumables kit.
Auto-approved after desk approvalNot run yetOpen claim
C-102 Sunita Desai52 female, dengue fever with thrombocytopeniaRs 42,250
Pharmacy bill not itemised
Clause C8.2 needs an itemised pharmacy bill. The agent fetches it and finds Rs 690 of non-payable items.
Auto-approved; patient told about Rs 690Not run yetOpen claim
C-106 Kiran Patil29 male, viral feverRs 28,200
MRI with no record; reused lab report
An Rs 9,500 MRI has no order or report, and a lab report matches another patient’s claim. The agent flags both and does not try to fix them.
Flagged to adjudicatorNot run yetOpen claim
C-104 Meena Iyer67 female, community-acquired pneumoniaRs 92,900
ICU note missing; senior citizen co-pay
The day-3 ICU note is in hospital systems but not in the file. Age 67 triggers a 10% co-pay (C5.4).
Clean, above Rs 75,000 cap: adjudicatorNot run yetOpen claim
C-105 Arjun Mehta41 male, acute gastroenteritis with dehydrationRs 38,600
Deluxe room above the room-rent cap
Rs 8,000 a day against a Rs 5,000 cap (C3.1). The agent computes the proportionate deduction and tells the desk before discharge.
Auto-approved; Rs 10,463 deduction disclosedNot run yetOpen claim
C-101 Ravi Kumar34 male, acute appendicitisRs 48,750
Clean claim (control)
Nothing to fix. Shows that a complete file passes straight through.
Auto-approvedNot run yetOpen claim